Helping you reach financial freedom by connecting you with lenders.

Connecting consumers with lenders

One form connects you with lenders in our network who may be able to help with what you need. See the cost of borrowing broken down clearly, with no hidden fees from us. Approval, rate, loan amount, and funding are set solely by the lender.

not a lender. a clear connection.

MyReliefWallet is a lead generator and marketing service. We are not a lender, not a broker, and not affiliated with any bank. We connect consumers with lenders in our network. We do not guarantee approval, rate, loan amount, or funding.

how it works

Four steps, including the one most sites skip. The second step is the honest one, and it sits in the sequence rather than in the fine print.

  1. Apply01

    Tell us what you need

    One short form. You choose what to submit, and nothing moves until you allow it.

  2. Match02

    We check our lender network

    No lender in our network is obligated to make an offer, and not every consumer connects with one.

  3. Connect03

    Lenders contact you

    Approval, rate, loan amount, and funding are set solely by the lender.

  4. Decide04

    You review and decide

    Read the full agreement before accepting. You are under no obligation at any point.

estimate a payment

$7,500
$100$35,000
19.99%
5.99%35.99%
Repayment period

91 day minimum up to a 72 month maximum.

Estimated monthly payment

$279

Principal $7,500Estimated interest $2,533
Number of payments
36
Estimated interest
$2,533
Estimated total repaid
$10,033

This is an estimate for illustration only. It is not an offer of credit, a quote, or a prediction of what any lender will offer. Actual rates, terms, and monthly payments are set solely by the lender.

Educational only. Nothing you move here is collected or sent anywhere.

The math runs entirely in your browser, so nothing you try here reaches us or any lender.

*Advertised rates and terms apply to qualified borrowers only. Not all applicants will qualify. Actual APR, loan amount, and repayment terms depend on creditworthiness, underwriting criteria, and the specific lender connected. APRs for some borrowers may exceed the stated range. MyReliefWallet is not a lender.

the market in figures

$281B

Outstanding US personal loan balances- TransUnion, Q2 2026

67.5M

Personal loans on US credit reports- Experian

6.4M

Personal loan originations- TransUnion, Q1 2026

These figures describe the broader market and are not offers, quotes, or predictions of what any lender will offer you.

where it goes,
piece by piece

We limit what we collect and share it with lenders only once you give permission.

They decide whether to contact you and they set every term - approval, rate, amount, and funding.

- Lenders

They may promote offers to you. We are compensated when we transmit consumer information to them.

- Marketing partners

They route submissions onward into their own lender networks rather than lending themselves.

- Aggregators

You can opt out of the sale or sharing of your personal information at any time through our privacy request page.

- Your choice

let's get started

One short form connects you with lenders in our network. Want to run the numbers first? Nothing you move in the estimator is sent anywhere.

Estimate a payment

questions, answered

Straight answers on what we are, what this costs, and who receives your information.

Email us(877) 748-4773

01Are you the one lending me the money?

No. MyReliefWallet is a lead generation and marketing service. We are not a lender, not a broker, and not affiliated with any bank, and we make no credit decisions. We pass the information you choose to submit to lenders and marketing partners in our network, and they decide whether to contact you.

02What does this cost me?

Nothing. The service is free to use and we never charge you for a loan or product. We are compensated by lenders and marketing partners when we transmit consumer information to them, and that compensation may influence which partners appear.

03Am I guaranteed to be approved?

No, and anyone telling you otherwise is not being straight with you. Not every consumer connects with a lender, and no lender in our network is obligated to make an offer. Approval, rate, loan amount, and funding are set solely by the lender.

04How much can I request, and for how long?

Loan amounts range from $100 to $35,000, though not all lenders can provide loans up to $35,000. Repayment periods run from a 91 day minimum up to a 72 month maximum, with an APR range of 5.99% to 35.99% for qualified customers.* Your actual terms depend on the lender.

05Will this affect my credit score?

Checking your options here does not affect your credit score. By continuing you provide written instructions to us and to lenders and marketing partners in our network to obtain your consumer credit report through a soft credit inquiry, which does not affect your score. A lender you go on to apply with may later run a hard inquiry on its own terms.

06Who exactly receives my information?

Three named categories: lenders, marketing partners, and aggregators who route submissions into their own lender networks. We limit what we collect and share it only once you give permission. The Privacy Policy carries the full detail, and you can opt out of the sale or sharing of your personal information at any time.

07How fast could I be funded?

Some lenders fund as soon as the next business day, but cash transfer times vary between lenders and may depend on your own financial institution. We cannot promise a timeline on a lender's behalf.

08What is a tribal lender?

Some lenders in our network are tribal entities operating within the jurisdiction of federally recognized Indian tribes. Their rates and fees may be higher than state-licensed lenders and are not subject to state lending laws or rate caps. Loans from tribal lenders are governed by tribal law and applicable federal law, so review the terms carefully before accepting.

09Do you sell my information to anyone who asks?

No. We share what you submit with the three categories named above, and only once you give permission. You can opt out of the sale or sharing of your personal information at any time through our privacy request page.